What the heck is hybrid insurance?
CNBC
What the heck is hybrid insurance?
Certified financial planner Thomas Henske of Lenox Advisors explains hybrid insurance, "win-win" plans that reduce costs for consumers and risk for insurance companies.
Jan 4, 2016
Hybrid Life Insurance Explained
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Two Choices. One Person. Two Very Different Outcomes. 📈Term Life Insurance “I chose Term Insurance for affordable protection while raising my family and paying off my mortgage.” 📉Universal Life Insurance “I chose Universal Life for lifelong coverage and the ability to build cash value over time.” 📈Term Life — Pros • Very affordable • Ideal for high need years (kids, debt, mortgage) 📈Term Life — Cons • Ends after the term • Renewal later in life can be costly 📉Universal Life — Pros • Lifetim
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