💡 Finally: it’s time to save some serious money. The 2025 tax changes are real—hello Schedule 1A and the new $40,000 SALT cap. ✅ No federal tax on overtime ✅ No federal tax on tips ✅ Interest paid on U.S. car loans still deductible ✅ Bigger breaks for seniors But here’s the game-changer if you live in a high tax state (California, New York, New Jersey … you feel me): With the SALT cap now bumped from $10,000 → $40,000, you can deduct far more of your state income tax property tax, and combine t