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401k vs Roth IRA Which One Makes You Rich? Are you wondering about 401k vs Roth IRA and which retirement account is the better choice for your future? This video breaks down everything beginners need to know about the differences between a 401k and a Roth IRA, explained in simple, easy-to-understand language. We cover how each account works, the tax advantages, contribution limits, and which option might save you the most money over time. When it comes to 401k vs Roth IRA, understanding the tax