Despite continuing concerns around the shutdown, tariffs, and inflation, the markets have continued to climb. In fact, the S&P 500 and the tech-heavy Nasdaq have set records more than 30 times this year. Other data suggests the economy is still chugging along at a steady clip. Yet, that's only part of the story. For the vast majority of Americans, this economy is landing very differently right now. Their incomes have not kept pace with inflation, they're encumbered with debt and they don't have