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If you find errors on your credit reports, you should dispute them with the credit reporting company (most often Equifax, Experian, or TransUnion) and the furnisher of the information. SUBMITTING THE DISPUTE You can submit a dispute to the credit reporting company by phone, by mail, or online. Explain the error and what you want changed. Clearly identify each mistake separately, state the facts, explain why you are disputing the information, and request that it be removed or corrected. Some of t
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Dispute links 👇 Transunion: https://secure-ocs.transunion.ca Equifax: https://www.equifax.com/personal/credit-report-services/credit-dispute/ If you do not recognize information on your credit report, or believe an item may be inaccurate, you may request an investigation and a successful dispute could raise your score. Also disputing will not decrease or impact your score. Comment “Borrowell” and I will send the link to you! You can check your credit score for FREE using Borrowell and it doesn’
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The date of last activity (DLA) for an account might not show the same date across all three major credit bureaus (Equifax, Experian, and TransUnion) for several reasons: 1. **Differing Reporting Times**: Creditors may report to each of the three credit bureaus at different times or on different schedules. This can result in discrepancies in the reported data, including the date of last activity. 2. **Inconsistent Reporting Practices**: Not all creditors report to all three bureaus, and even whe
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