
UM/UIM: What is uninsured and underinsured motorist coverage?
Nov 6, 2025 · Uninsured/underinsured motorist coverage (UM/UIM) is a coverage that covers your injuries and damages when the at-fault driver has no insurance or not enough insurance.
UM/UIM: What Is Uninsured Motorist Coverage? | Progressive
Underinsured motorist coverage, which is usually offered alongside uninsured motorist coverage, protects you if you're hit by a driver who doesn't have enough coverage to pay for the …
Senate Bill 452 to Changes to UM & UIM Coverage in NC
Nov 30, 2023 · In addition to an increase in minimum liability insurance coverage requirements, Senate Bill 452 will also change how Uninsured Motorist (UM) and Underinsured Motorist …
Uninsured and Underinsured Motorist Coverage Explained - GEICO
Uninsured/underinsured motorist (UM/UIM) coverage is mandatory in many states—like Connecticut, Illinois, and Maryland—to protect drivers from costs associated with accidents …
UIM - Union internationale motonautique
Dec 12, 2025 · Monaco (March 15, 2025): The Union Internationale Motonautique (UIM), the world governing body for international powerboat racing, has recognised the sport’s reigning …
North Carolina Supreme Court Rules Stacking of UIM Coverage Is …
Apr 10, 2024 · In N.C. Farm Bureau Mut. Ins. Co. v. Herbert, the North Carolina Supreme Court held that UIM policies cannot be stacked when determining whether a tortfeasor’s vehicle is …
What is Uninsured Motorist Coverage? Guide for 2025 - WalletHub
Oct 2, 2025 · Uninsured motorist (UM) and underinsured motorist (UIM) insurance will cover your medical expenses and vehicle repair costs up to predetermined limits. The two types of …
Underinsured Motorist Coverage Explained: Definition, Benefits, …
Nov 28, 2025 · Underinsured motorist coverage helps when an at-fault driver's insurance isn't sufficient. UIM coverage can include bodily injury and property damage protection. Some …
Uninsured/Underinsured Motorist Coverage | Patterson Law
Jan 11, 2023 · What Is UIM (Uninsured/Underinsured Motorist)? UIM coverage is intended to cover damage you suffer in an auto accident that exceeds the amount of coverage carried by …
Uninsured vs. Underinsured Motorist Coverage Explained
This is where uninsured motorist (UM) and underinsured motorist (UIM) coverage come into play. These often-overlooked policy options can make all the difference in protecting you financially …