Sep 1, 2025 · OBEL stands for Optional Basic Economic Loss, representing an additional layer of coverage available within New York auto insurance policies. It is not a mandatory component …

OBEL coverage (Optional Basic Economic Loss) is an optional insurance that is offered to New York residents in addition to the auto insurance coverage that is mandated by the state for car …

Agnes Caroline Thaarup Obel was born in Gentofte, Copenhagen, on 28 October 1980, the elder of two siblings. She and her younger brother, Holger, grew up in an unconventional …

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Nov 27, 2025 · OBEL coverage is an optional insurance offered to New York residents in addition to the auto insurance coverage mandated by the state for car accidents. Insurers must offer …

However, when the Legislature amended the No-Fault law in 1991 to create OBEL coverage, it specifically provided that, when the option to purchase such coverage is exercised by an …

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Optional Basic Economic Loss (OBEL) coverage is optional in New York. If you select this coverage and you have multiple cars, the coverage you select will apply to each car.

What are Optional Basic Economic Loss benefits? OBEL adds an additional $25,000 to the $50,000 Basic Economic Loss for a total of $75,000, but with a twist. Instead of this amount …

Henrik Frode Obel (1942–2014), Danish businessman, after whom the Obel Award for architecture is named Onegi Obel (1932–2008), Ugandan economist and politician and adviser …