Mortgage defaults have risen slightly since this time last year, according to data from the Mortgage Bankers Association. Seasonally adjusted, the delinquency rate for all mortgages was 3.98% ...

Pre-approval requires a more extensive look into your personal finances than pre-qualification, typically including a hard ...

Having your documents ready ahead of time can help the process go more smoothly. To complete your mortgage application, you'll need to provide a lot of documentation. Your mortgage lender will go ...

Even if your home has been completely destroyed, your mortgage is still in effect -- and to rebuild, you'll have to work with your mortgage company as well as your insurer.

Mortgage preapproval is an early step in the ... or did the lender ask for documents verifying your income and assets? The more verification the lender does for a preapproval, the more likely ...

Contact your lender or read the fine print in your existing mortgage documents to see if this applies to you. It shouldn’t stop you from prepaying if doing so ticks some of the other boxes ...

In fact, most home loan documents require you to inform the lender or servicer. That’s because the company that holds your mortgage has a claim on your home. That relationship can influence what ...