Both 401(k)s and annuities can fund retirement, but understanding their differences is key to picking the right fit.

A pension is a defined-benefit retirement plan that guarantees workers a benefit. Learn why these plans are increasingly rare. S&P 500 +---% | ... Example of a pension benefit ...

Overfunded pension plan – excess assets beyond the present value of promised retirement benefits. Explore how it happens, the ...

Please Note: Blog posts are not selected, edited or screened by Seeking Alpha editors. A Defined Benefit Pension Plan is a type of a pension plan sponsored by an employer that gives the maximum ...

Learn what defines a qualified retirement plan and what sets it apart from non-qualified plans. Consider how a person benefits from having a qualified plan.

The most notable example of this occurred in 1999. Senate Bill 400 passed that year in California. SB 400 granted tens of billions of dollars in retroactive increases to pension benefits on the ...

For example, the Wisconsin Retirement System (WRS), the pension plan that covers most of the state’s government employees, estimated its normal cost to be 11.6 percent of employee wages in 2011.

Now, Michigan teachers will benefit from being enrolled in a flexible, modern and portable retirement plan. It’s a system that benefits 100% of Michigan teachers, without discriminating on basis ...