Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to ...

Key Points ・The CFPB ordered Equifax to pay $15 million for mishandling consumer disputes and re-inserting previously deleted ...

Equifax agreed to resolve allegations that it failed to conduct proper investigations of consumer disputes, ignored evidence ...

The Consumer Financial Protection Bureau sued the credit reporting agency alleging that if failed to investigate or correct ...

Even if your credit score is high, errors on your report may still be affecting it. TOLGART/GETTY IMAGES Once you've identified an error, submit a dispute letter directly with the credit reporting ...

Credit report errors are hurting Canadians’ chances of getting out of debt amid rising personal insolvency filings, experts warn. Credit reports in Canada are produced by for-profit credit ...

Borrowers could simply erase errors if they can get a dispute resolution process streamlined. 3. Lessen the prejudice: The objective of credit bureaus must be to completely eradicate all forms of ...

An Uber Eats delivery person rides a bicycle through the Shinjuku district in Tokyo, Japan. (Shuji Kajiyama/The Associated Press) ...

Clean Slate includes three-bureau credit reports and scores ... can help you identify problems on your credit reports and generate dispute letters to address them. You’ll need to set up the ...