A defined contribution plan is an employer-sponsored retirement plan funded by money from employers and employees. The money you save for retirement in a defined contribution plan is invested in ...

Defined contribution plans come in varieties like 403(b), 457, and Thrift Savings Plans. You choose investment options within your plan, determining the ultimate value of your retirement fund.

Defined contribution plans are retirement plans where the employer, employee, or both make regular contributions of specified amounts. Many popular plans are defined contribution plans, such as ...

Defined benefit plans and defined contribution plans are two employer-sponsored ways of helping to provide employees with a comfortable retirement. The difference between them lies primarily in ...

The Bottom Line on Defined Contribution Plans. If you’re lucky enough to have a defined contribution plan set up through work, take full advantage. Talk to the folks who set it up. Find out if the ...

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Collective defined contribution (CDC) plans are a new type of retirement account available in the U.K. that features pooled investment and longevity risks among all members, offering a form of ...

Few people refer to their 401(k) as a “defined contribution plan.” In fact, many people appear to perceive a 401(k) or for that matter a 403(b) plan as an “investment plan.” Many employers ...

A defined benefit plan, such as a pension, is a retirement account for which your employer does all the work, including ponying up the money and deciding where to invest it.

Meanwhile, the number of active participants in private-sector defined contribution (DC) plans like a 401(k) or profit-sharing plan soared from 11.2 million in 1975 to 85.3 million in 2020.

A defined benefit plan is very different from a defined contribution plan. By Robin Hartill, CFP – Updated May 30, 2025 at 10:36PM ...

Defined benefit plans and defined contribution plans are two employer-sponsored ways of helping to provide employees with a comfortable retirement. The difference between them lies primarily in ...