When your credit report is inaccurate, the consequences can be severe, from loan denials to higher interest rates or even missed job opportunities. Among the three major credit bureaus, TransUnion ...

Key Takeaways As a consumer, you have the right to dispute a credit card charge for a variety of reasons. First do your own investigation and try working with the merchant to resolve the issue. If ...

It offers three credit repair packages: Credit Polish, Credit Remodel and Clean Slate. The packages range from $79.99 to $139 ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can help you improve your credit file. A clean credit report shows you’re a ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...