Early Warning Services (EWS) is a bank-owned fintech company and consumer reporting agency that collects information on U.S. bank accounts. As a consumer reporting agency, EWS provides financial ...

Of all the bank fees you can get hit with, the overdraft fee is probably the most painful. It signals that not only have you run out of money, but the bank is now going to penalize you even further ...

Managing your money effectively often starts with how you receive it. Split direct deposit allows you to automatically divide your paycheck between two or more bank accounts — such as checking, ...

A canceled check is a check that the bank cancels once the money is deducted from the payer’s account — that way, the check can’t be used twice. While canceled checks may seem like a thing of the past ...

Having the ability to open a bank account is a major part of navigating society. Without banking services, it can be difficult, if not impossible, to pay your bills, take out a loan, open a credit ...

Every bank has its own process for how you may close a joint checking or savings account. Closing a joint bank account is generally a straightforward process, and there are multiple ways on how to ...

Saving money is an essential habit that can help you achieve your financial goals. A passbook savings account can help you start — and stick — to that habit by giving you a booklet that tracks your ...

While the amount of cash you keep at home is ultimately up to you, it’s recommended that a single person living alone keep a few hundred dollars in cash at home in case of an emergency. If you have a ...

Got a jar full of coins collecting dust? You’re not alone. Many people stash loose change and forget about it, but those coins can add up fast. Whether you’re saving up or just want to lighten your ...

Do you struggle with saving money? Are you sick of traditional budgeting methods that just don't seem to work for you? Have you ever heard of financial gamification? Financial gamification is the use ...

Routing numbers and SWIFT codes are a series of numbers (or numbers and letters) used when transferring money between banks, either domestically or internationally. They essentially serve as the ...