Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Find out how affordable your home equity borrowing options are now.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

New Fed rate cuts have lowered home equity borrowing costs. Here's how much a $100,000 home equity loan costs now.

If you’re contemplating tapping your home equity, you’re not alone: Almost 30% of homeowners say they would consider borrowing against their residence’s value, according to a new survey from ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?