When it comes to saving for retirement, everyone’s financial journey is unique, but the ultimate goal remains the same—ensuring a financially secure and stress-free retirement. Many people default to ...

Retirement might seem like a lifetime away, but now is the time to start saving. There are several different types of retirement savings plans to choose from, but opening a Roth IRA can pay off. A ...

Earning a high income is certainly an effective way to provide more ammunition to fund your retirement nest egg. You have ...

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you want an investment vehicle that allows your money to grow steadily over time ...

January is a great time to start working toward your financial goals. If you’re looking to start investing, the first step is to open an investment account. But which kind of account is right for you?

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

My recent column about Roth IRA conversions unleashed a flood of (so far) more than 100 reader e-mails illustrating widespread confusion and misconceptions. I'll try clearing them up with this primer: ...

Many participants in employer-sponsored retirement plans, when provided the option, question whether they should make contributions to a traditional pre-tax 401(k) or to a Roth 401(k). In recent years ...

The money you save in an individual retirement account (IRA) shouldn’t just sit in cash. Your goal should be to grow your IRA at a faster pace than inflation so it gives you plenty of buying power ...

Roth IRAs allow your money to grow tax-free and aren't subject to required minimum distributions (RMDs). Traditional IRAs are preferable when tax rates are lower in retirement than they were during ...