The rate on a 30-year fixed refinance fell to 6.58% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.48%. On a 20-year mortgage refinance, the average rate is 6.

Mortgage refinance rates edged down again today, giving some relief to homeowners looking to lock in better terms. According to data, 30-year refinance rates fell to 6.6%, continuing a downward trend for August. Here’s a breakdown of today’s average rates by loan type:

Mortgage rates are unchanged, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.74%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.