Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...
New York has a convoluted body of usury law that deems certain loans usurious and invalidates them. New York’s usury law almost never actually applies to any loan because the law is riddled with so ...
In 2016, Adar Bays provided GeneSYS with a $35,000 loan in exchange for a note with a one-year maturity date and eight percent interest. This note contained an option for Adar Bays to convert, in ...
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