Many years ago, I was in an accident and my car was badly damaged. So badly, in fact, that the insurance company declared the vehicle to be a total loss. That means they decided it was not worth ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

A car is totaled if the repair cost is more than the vehicle is worth, it’s damaged beyond repair or stolen and not recovered. You can only get an insurance claim payout if you carry full coverage on ...

Discovering your car has been declared a total loss can be disheartening, but understanding the process can help you navigate the situation with confidence. A "total loss" doesn't mean your car is a ...