Many employers offer extra life insurance at group rates with no medical exam, which is easy to get but might not be your cheapest option Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

Supplemental life insurance is a secondary policy that can augment the coverage you get through a workplace group life insurance plan. Sometimes called voluntary life insurance, supplemental life ...

Navigating the world of supplemental insurance options can be complex, especially when it comes to coverage designed to provide additional financial protection for specific health events or life ...

Millions of Americans are unable to work each year because of illnesses or injuries. While you hope you are never a part of that statistic, you should review your insurance coverage to make sure you ...

There is likely no subject less exciting or more aggravating than health insurance. The entire experience is frustrating for most people: Navigating plans is confusing, everything seems really ...

The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

As seniors age out of the workforce, they'll have to decide which priorities are most important, as their income will typically be more limited than it was before retirement. According to the Pension ...

Once you qualify for Medicare, a new question arises for many participants: do I really need supplemental insurance with Medicare? The answer to that question varies based on your income, finances, ...

The timing surrounding the securing of any insurance policy is always critical and can understandably be difficult to get right. Lock in a plan prematurely and you may wind up paying for coverage you ...

Many employers let employees buy supplemental life insurance at group rates, usually without an exam or medical questionnaire. These policies can be a good deal if you have health issues, but healthy ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

If your employer offers life insurance, it’s likely a basic policy that covers a minimal amount — often just enough to handle short-term expenses. Supplemental life insurance, however, allows you to ...