In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Deciding between a traditional individual retirement account (IRA) and a Roth IRA can be difficult. Choosing when or if you ...

A 62-year-old federal retiree wrote into The Retirement and IRA Show with a question many retirees ask: Should I accelerate ...

A Roth conversion commonly makes sense when you can pay a lower tax rate on the money you're moving over. If you're newly ...

Retirees will generally have more insight into the wisdom of a Roth IRA conversion than younger workers, due to decreased uncertainty about future income paths and tax rates. Decisions about how and ...

If you're revisiting your retirement plan before year-end, a Roth conversion could be one of the smartest tax moves available. Converting a traditional pre-tax IRA into a Roth IRA now can lock in long ...

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...

RMD tax risks: Withdrawals mandated at age 73 can push retirees into higher tax brackets, increase Social Security taxation, and raise Medicare premiums. Conversion window: Using the gap between ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

The new Roth reality: Stealth taxes and Medicare penalties make the stakes higher than ever A smart tax strategy can turn into an expensive mistake. Roth conversions remain one of the most powerful ...

It may require some flexibility on your part, but the savings could be worth it.