This is the last resort for your credit score before you accept a negative mark on your credit report for the next seven ... pay in exchange for deletion A clear outline of the payment amount ...

Having bad credit can make it more difficult to achieve financial milestones, such as being approved for an auto loan or mortgage. But there are steps you can take to repair your credit history.

However, there are legal avenues you can explore to improve your credit score. One such approach ... asking them to ...

For the first time in a decade, the "average credit score has fallen," said CNBC Select, citing a recent report from FICO ... which can in turn have a negative effect on your credit score ...