Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your credit cards open, especially ones with a long credit history, can help you ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

For a three-digit number that's generated by a semi-secret formula, credit scores can have an enormous impact on our lives. An excellent credit score like 780 is like a golden ticket that can open all ...

If you have a history of late payments and a poor credit score, the good news is you can turn your credit around. If you have a FICO credit score above 700, you are well within the range required for ...

Boosting your credit score is a key step toward enhancing your financial well-being. If your score is lower than you’d like, there are actions you can take to achieve — or improve — a higher credit ...

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

A practical look at why your score starts mattering long before you plan a home loan — and continues to matter long after you ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...