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A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

Discover how your credit rating affects loan rates and rental applications, and learn tips to maintain a healthy score for better financial opportunities.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

TAMPA, Fla. — The holiday shopping season is here, and many consumers are relying on buy now, pay later options to finance interest-free gifts. Right now, many of those debts are neither reflected on ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score. By Ann Carrns Young adults, those 18 to 29, are starting to see the negative ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...