Defined benefit plans guarantee a fixed payout, usually based on salary and years of service. Employers bear the investment risks and are responsible for funding these plans. Defined benefit plans ...

Defined benefit plans, also known as pensions, have steadily decreased since the 1970s. The most recent data from the Bureau ...

You typically don't fork over any of your paycheck to participate in a defined benefit plan. Your employer does. But you do have to put your own money into a defined contribution plan like a 401(k ...

401(k) plans let you contribute pre-tax earnings, reducing taxable income now in exchange for taxable withdrawals. Defined contribution plans come in varieties like 403(b), 457, and Thrift Savings ...

It’s a pooled risk (or target pension) plan in the U.K. where both the employer and employee contribute Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a ...

Unions have asked for a restoration of defined benefit (DB) retirement plans in recent strike negotiations, signaling a ...

Defined benefit plans are often referred to as pensions. For employees who meet certain criteria in the workplace, these accounts typically pay out predetermined benefits in retirement. Here's a ...

A defined benefit plan is a retirement account for which your employer does all the work, including ponying up the money and deciding where to invest it. It promises you a set payout when you ...