Most investing debates sound complicated until someone strips them down to the one thing that actually matters. That is what happened when a 21-year-old caller challenged a "Ramsey Show" host on a ...

Dave Ramsey's most controversial investing advice includes avoiding debt, delaying investing, and skipping 401(k) matches.

At 26, most people are trying to figure out how to stop eating instant ramen, not how to fund a decades-early retirement. But Alex from Houston had bigger questions. He called into "The Ramsey Show" ...