Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by businesses that accept credit cards. Even if you don’t pay fees or interest, ...

Travel notices can help prevent your credit card transactions from being declined when you're on vacation. Some major credit issuers like American Express, Chase and Capital One no longer ask for ...

Learn about PCI compliance, the essential standards for securing credit card data, its 12 key requirements, benefits, and ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

A credit card is, effectively, a revolving credit facility for individual consumers. That credit line is extended by the banks issuing credit cards. Credit card companies like Visa and Mastercard are ...

Discover how credit card encryption protects your information, reduces fraud risk, and enhances transaction security with EMV chip technology.

On top of deposit times and pricing, consider your business’s size and industry. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

When using a credit card abroad, you may be asked by the merchant if you want to pay in U.S. dollars or the local currency. While you might think it makes sense to pay in USD, you'll pay a dynamic ...