When you buy a big-ticket item like a car or make a large payment, such as a down payment on a house, you may be asked to pay with a certified check or a cashier’s check. These checks are less likely ...

A certified check tells a seller that your bank has verified that you have sufficient funds to cover the amount. In contrast, a cashier’s check is when a financial institution covers the funds for the ...

A cashier's check is drawn against the bank's account, as opposed to your personal checking account, to guarantee payment to the recipient. Most banks and credit unions offer cashier's checks to their ...

Debit cards and mobile payment options may be all the rage these days, but good old-fashioned checks still reign supreme in some corners of the banking world. And there is a surprisingly wide array of ...