Why you should start a cash balance plan - the reason is usually a combination of the huge tax savings with added retirement security. What small business owners need to know to set up a pension plan.

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

Cash Balance Pension Plan vs. 401(k) The most significant difference between a cash balance pension and a 401(k) is that the employer bears the investment risk in a CBP.

A cash balance plan typically costs more than a 401(k) plan to set up and administer. In addition, cash balance plans do not offer employees the right to direct their own investment choices.

This is where a well-designed cash balance plan combined with a 401(k) plan comes into play. It can provide deductions of $100,000, $150,000, $200,000, and more, for highly compensated employees ...

Let’s say, for example, a participant has a cash balance in the plan of $200,000 upon retiring at age 67. The individual has a right to an annuity based on that amount. However, under most CBP plans, ...

Traditional defined benefit plans like pensions are vanishing. But that doesn’t mean employers are giving up on retirement plans. One of the more popular replacements has been a cash balance plan. The ...

Adviser Matt Stratman writes that cash-balance plans have been growing in popularity. This little-known strategy can cut your taxes while paying you at the same time.

A cash-balance plan is a defined benefit plan that is a whole lot like a traditional pension, but with a few elements that closely resemble a 401(k).

• Protect your assets from creditors. While many medical professionals are aware of tax-deferral opportunities available through defined contribution plans, such as a 401(k), they can only do so much.

Cash balance plans continue to outpace all other sectors of the retirement plan market, including 401(k) plans, which showed a 1% decline in the same period. There were 7,064 cash balance plans active ...

Some public employees have expressed concerns with the New Jersey Pension and Health Benefit Study Commission's proposal to provide future retirement benefits through "cash balance" plans because ...