In today's ever-changing world of retirement planning, cash balance pension plans have become a popular choice for business owners and high-earning professionals. These plans are a fantastic way to ...

The retirement reform legislation requires interest credits to be “reasonable” and no higher than 6%. The SECURE 2.0 Act, signed into law by President Joe Biden on December 30, 2022, contains a ...

Stacking a Cash Balance Pension Plan on top of a Profit Sharing 401(k) can provide the largest tax savings for high income business owners. For small business owners, who don't want to have to work ...

October Three analyzes five different interest crediting rates used by cash balance plans and how they affect funding and participant benefits. Of the 1,069 single-employer plans with cash balance ...

Cash balance plans are powerful, tax-qualified retirement vehicle designed to help your business owner clients rapidly accumulate retirement assets, especially if they've fallen behind in their ...