Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

Currently, homeowners in New York, California, and North Carolina are enjoying the most favorable refinancing conditions in the country. The tool allows users to check current average 30-year mortgage ...

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...