In the course of nearly 30 years of collecting data about consumer spending patterns, Experian plc has amassed detailed information on more than 1 billion people and 25 million U.S. businesses. As one ...

Update: Story updated with confirmation that this was another Salesforce data theft attack and the types of data stolen. Consumer credit reporting giant TransUnion warns it suffered a data breach ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

You'd think the credit data market would be fairly predictable by now. But if there's one thing we've learned from working in credit risk for the last 30 years, change is constant. While some ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...

This week, LexisNexis Risk Solutions unveiled the findings of its inaugural Global Consumer Lending Confidence Report. The study, conducted by Datos Insights, reveals that as visibility into consumer ...

CONSIDERED TO BE VULNERABLE. TIME RIGHT NOW 644 A MICHIGAN BASED COMPANY THAT HELPS CAR DEALERSHIPS WITH FINANCING AND CREDIT REPORTS, IS WORKING TO CONTACT NEARLY 6 MILLION AMERICANS AFTER A DATA ...

I pay my credit card balance in full each month, but you'd never know it by looking at my credit report. In fact, I wouldn't look that much different from someone who pays only the minimum payment, ...

(Bloomberg) -- Credit-card data and other private-sector alternatives to the official US retail sales report largely suggest consumer demand moderated last month after a vigorous stretch of spending ...