Health care is so expensive that 31 million U.S. adults, or 12%, had to borrow a total of $74 billion last year to obtain medical care, new data shows. That includes people with health insurance, making such numbers even more troubling.

In a nutshell Despite most of the survey participants already having health insurance, 31 million Americans (about 12% of adults) borrowed $74 billion to cover medical expenses last year Black and Hispanic adults,