FICO has partnered with several HBCUs through its Educational Analytics Challenge to train Black students in analyzing AI data sets and addressing bias in credit and fraud detection systems. The ...

FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later ...

FICO will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models, and consumer credit scores can suffer as a ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy. BOZEMAN, Mont., July 16, 2025--FICO (NYSE: FICO), global analytics software leader, today released a new ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

The Value Gap FICO scores leave out ‘people on the margins,’ Upstart’s CEO says. Can AI make lending more inclusive — without creating bias of its own?

One credit union calls up customers who use BNPL and warns against it. A community bank scrutinizes loan applications more ...

As the Federal Housing Finance Agency (FHFA) opens the gates for lenders to use VantageScore 4.0 alongside, or in place of, ...

In a July 8 social media post, Federal Housing Finance Agency (FHFA) Director Bill Pulte stated that Fannie Mae and Freddie Mac (the Enterprises) ...